Ammana: Fast funds app 3.55.0

AMMANA FINTEK SYARIAH represents a pioneering online Islamic financing service that is licensed and supervised by the Financial Services Authority (OJK), under KEP-123/D.05/2019.

Key Financial Terms:

• Maximum APR: 36%
• Minimum Loan Term: 90 days
• Maximum Loan Term: 180 days

Funding costs are calculated as follows: Total amount repaid = Principal amount + Excess Payment Amount. The Excess Payment is determined by the formula: Excess Payment = Principal Amount * Loan Term * (Rate in % / 100). All applicable fees are included in the total funding cost.

Example Calculation:

If you borrow Rp 2,000,000 for a period of 91 days (3 months), the Excess Payment equals Rp 2,000,000 * 91 * 0.001 = Rp 182,000. The total repayment amount is Rp 2,000,000 + Rp 182,000 = Rp 2,182,000, which can be paid in installments of Rp 727,333 over three months.

All associated costs are included in the total funding cost.

Regulatory and Compliance Features:

• AMMANA FINTEK SYARIAH is licensed and regulated by the OJK as of December 13, 2019 (KEP-123/D.05/2019).
• Data security measures align with international ISO standards.
• Registered with KOMINFO under 00416/DJAI.PSE/10/2017 as of October 10, 2017.
• Supervised by a Sharia Advisory Board certified by the Indonesian Ulema Council (MUI).

A differentiated offering from AMMANA is the Quick Islamic Financing (PESAT) service. This online platform facilitates transaction payments for recipients either in a lump sum or through installments, adhering to the principles of Sharia finance under a valid contract approved by the Sharia Supervisory Board.

In a burgeoning online lending market, Ammana provides an alternative for those seeking financing beyond conventional methods. Each transaction is anchored in Sharia-compliant agreements supported by authoritative fatwas from its certified Sharia Supervisory Board.

Key Advantages of AMMANA:

• Speed: Register for Islamic financing anytime and anywhere with the AMMANA app easily accessible via your mobile device.
• Accuracy: Enjoy Islamic financing services that strictly adhere to applicable Sharia principles.
• Cost-Efficiency: Save time and costs when applying for financing online through AMMANA.

Application Security:

Ammana ensures compliance with all OJK regulations along with personal data protection laws in Indonesia when operating its technology-driven money lending services. We do not collect personal information from your device beyond what has been mutually agreed upon to facilitate usage of the Ammana application.

For further information on AMMANA FINTEK SYARIAH, please download the app directly from your Playstore.

Contact Information:

• Customer Service: (021) 22793165
• WhatsApp: 0811 9050 110
• Email: [email protected]
• Privacy Policy: https://ammana.id/privacy

Address:

PT. AMMANA FINTEK SYARIAH
Saharjo Square, Jl. Dr. Saharjo No.12, RT.12/RW.5, Manggarai,
Kec. Tebet, Kota Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12850